Landlord (Dwelling/Fire) Insurance

Landlord insurance, more commonly known as Dwelling or Fire Insurance, protects from natural disasters such as weather events, fire, theft and other damages. Landlord insurance policies typically protect the structure or building.


What does dwelling/fire insurance cover?

The typical landlord policy includes the following coverage options:

Personal Property Coverage

Personal property coverage helps protect your personal belongings stored on the property, such as mowers used on the property.

Most landlord policies provide optional coverage for any malicious damage done by tenants and often lock as well as key replacement.

Liability Coverage

Liability coverage typically provides your for your legal defense in the event of a lawsuit. It also helps pay court judgements against you.

Medical Payments Coverage

Medical Payments coverage helps pay medical expenses should someone get injured on your property.

Coverage for Loss of Rents

Loss of rents coverage is meant to provide the owner of the policy (insured) with continuing rental income while the home is being repaired due to damage from a covered event.

Our team is here to help you find the best protection possible.


This website is for general information only and does not amend, modify supplement or guarantee any insurance policy. Your eligibility for insurance coverage is subject to the determination of qualifications and acceptance by the insurance underwriting company.